We all know that money makes the world go round, so every Monday at 10:40 we reach deep into our pockets and talk money with the experts from Laraway Financial Advisors. It might be the stock market, it might be the price of gas, but it's always how money or even the lack thereof, affects you. Our experts aren't on the show to dispense advice, they're on the show to give us and you a better understanding of how the power brokers on Wall Street, Main Street and Web Street think, and how you can take your future into your own hands.

This week, our guest was James Schmitz, who works with Laraway Financial Advisors  as a long-term care adviser. James went through some of the signs that you're ready to retire. Or NOT.

LISTEN TO MONEY MONDAY FOR September 9th, 2013