James Schmitz

There are many myths about social security. James Schmitz from Laraway Financial Advisors joined me on WJON this week. He highlighted the myths associated with social security. They include the myth that it's going broke.

Today on WJON's Money Mondays program I talked with James Schmitz from Laraway Financial. The topic today is inheritance and/or windfall. We talked about taxes that come with a large inheritance or lottery winnings.

This week on WJON's Money Mondays program I was joined by James Schmitz from Laraway Financial. We talked about the cost of living expectations, withdrawal rate, how much social security should contribute, Pensions and 401K.

James Schmitz from Laraway Financial was my guest today on Money Mondays on WJON. The topic was Disability Insurance. He discussed what it is, if you need it, what if you don't have it, how much does it cost and when should you buy it.

This week on our Money Mondays program I talked with James Schmitz from Laraway Financial. The topic was "Uses of Life Insurance in Small Businesses". Bullet points include; Prevent Liquidation, buy-sell agreements, key employees, obtain financing, cash accumulation, and recruitment.

This week on Money Mondays with James Schmitz from Laraway Financial we talked about the Financial Planning Process. The topic includes a look at each client's current situation, risk tolerance, retirement income needs, retirement budget projections,

This week on our Money Monday program with James Schmitz from Laraway Financial we talked about Credit Scores. He went into detail on when you should pull a credit scores, what pulling credit scores do to your credit, the difference between hard and soft credit score pulling and more.

This week on Money Mondays I talked with James Schmitz from Laraway Financial. The topic was "Must Know Financial Concepts". The concepts include budget/net worth, compound interest, rule of 72, liquidity/emergency fund, bull/bear markets, risk tolerance, asset allocation/diversification and inflation.

This week on our Money Monday segment I talked with James Schmitz from Laraway Financial. The topic is "Estate Planning For Pets". This is more common than most people think.

This week's version of Money Mondays I talked with James Schmitz from Laraway Financial. He talked about consolidation of accounts and debt. He discusses saving money for an emergency fund, refinancing your home and paying off small debts first.