MINNEAPOLIS -- A class-action lawsuit has been filed against Fingerhut.com and its parent company BlueStem Brands of Eden Prairie.

The complaint alleges Fingerhut targets low-income customers with bad credit and charges them higher prices than another website owned by the same company. The lawsuit also alleges the massive mark-up on products is actually a finance charge in disguise, which violates the Truth in Lending Act, state consumer protection laws and state usury laws.

In a news release, Melissa Wolchansky, a lawyer with the Halunen Law Firm, says "consumers deserve to know what finance charges Fingerhut is applying to their purchases."

Bluestem operates a distribution center along Ridegewood Road in St. Cloud.