UNDATED - As we head into the busy - an expensive - holiday shopping season, staying out of debt can be a challenge. Carrie Rocha owns the website PocketYourDollars.com. She says one money-saving tip is to look for deals on gift cards.

And, Rocha says when it comes time to wrap all your gifts, you can save money there too.

Rocha says that roll should last you for several years.

Black Friday Shopping:
The busy Christmas shopping season gets into full swing next week, with retailers promising big discounts on Thanksgiving and Black Friday. But, how do you know if you're really getting the best deals of the season?  Rocha says there's certain items to look for...

Rocha says when it comes to electronics you'll find the best deals on the off brands. If you're looking for a great deal on a name brand TV, you're better off waiting until closer to the Super Bowl. Rocha also suggests there's no reason anymore to stand in those long lines on Black Friday. She says most stores offer on-line price matching.

About Carrie:
Carrie is a graduate of the College of St. Benedict in St. Joseph. She and her family began their money-saving journey when they found themselves in more than $50,000 worth of debt, and were able to overcome that debt in just two and a half years.

Carrie is going to be a regular monthly contributor on the News @ Noon Show on WJON. Her next appearance will be on Tuesday, December 16th, when she plans to talk about saving money on last minute stocking stuffer ideas.