UNDATED - A recent AARP Minnesota survey found few of us are saving money for our retirement.

Seventy-six percent of Minnesotans say they feel they haven't saved enough.  Also, 40 percent of Minnesota workers aren't being offered access to a retirement-savings plan through their work.

State AARP Director Will Phillips says two of the three forms of financial retirement security have been eroding.

Phillips says they're pushing the state legislature to create a state run savings plan.

Nationally, the typical working-age household has only $3,000 in retirement savings, while near-retirement households only have $12,000.