ST. CLOUD -- A new bank is going into the old Bank of St. Cloud building in downtown St. Cloud. Kensington Bank will occupy the top two floors of the building at the corner of St. Germain Street and 5th Avenue North.

Kensington Bank CEO Jon Hall says they are a full service bank with an emphasis on commercial loans.  Hall says what sets them apart from the big banks is their personal relationships with their clients.

Kensington Bank started in the small western Minnesota town in 1896. They will now have four locations with the others in Cokato and Herman.

Hall says they expect to open next week.